HELP the Aged's research on attitudes towards paying for care revealed the widespread confusion among those approaching retirement age around paying for the care they may need in later life.

Many were under the impression that the state would pick up some or the entire bill, although in reality the Help the Aged Care Fees Advice Service estimates that those who have to meet part or all of the cost of their care now account for around 40 per cent of people in care homes.

The chaos over who pays for care in this country continues unabated and the real losers are older people and their families who are left feeling vulnerable at the time when they need support the most.

The Help the Aged Care Fees Advice Service, provided by independent financial advisers NHFA Ltd, offers impartial advice to anyone entering or already in care, regardless of means. Readers can telephone freephone

0500 767 76 or visit www.helptheaged.org.uk/carefees for further information.

PHILIP SPIERS, Help the Aged Care Fees Advice Service, 207-221 Pentonville Road, London, N1 9UZ